Our Products
Insurance & Investment Plans for Every Filipino Family
Whether you're protecting your loved ones, planning for health emergencies, or growing your wealth — Pru Life UK has a plan designed for your life stage and goals.
Protect Your Family's Future
A life insurance plan is the most important gift you can give your family. It ensures they can maintain their quality of life — even when you're no longer there to provide for them.
Pru Life UK's life insurance plans provide a guaranteed lump-sum benefit to your beneficiaries upon your passing. This financial safety net can cover daily living expenses, mortgage payments, children's education, and more — giving your family the time and resources to rebuild without financial pressure.
Death Benefit
A tax-free lump sum paid to your beneficiaries to cover expenses and maintain their lifestyle.
Affordable Premiums
Flexible payment options designed to fit your budget — monthly, quarterly, semi-annual, or annual.
Critical Illness Rider
Optional add-on that provides early payout upon diagnosis of major illnesses like cancer or heart disease.
Waiver of Premium
Premiums are waived if you become totally and permanently disabled, keeping your coverage intact.
Ideal For
Breadwinners, parents, and anyone with financial dependents who want to ensure their family is protected no matter what.
Quality Healthcare Without the Financial Burden
Medical costs in the Philippines are rising every year. A comprehensive health plan ensures you and your family receive the best care — without draining your savings.
Pru Life UK's health insurance plans cover hospitalization, surgery, specialist consultations, and more. With cashless admission at accredited hospitals and a wide network of healthcare providers, you can focus on recovery — not bills.
Hospitalization Coverage
Room and board, ICU, and in-hospital physician fees covered for eligible conditions.
Surgical Benefits
Coverage for surgical procedures, anesthesia, and operating room fees.
Outpatient Care
Consultations, diagnostic tests, and outpatient procedures included in select plans.
Critical Illness Coverage
Lump-sum benefit upon diagnosis of 36 critical illnesses including cancer, stroke, and kidney failure.
Ideal For
Individuals and families who want peace of mind knowing that medical emergencies won't wipe out their savings or force them into debt.
Grow Your Wealth While Staying Protected
A Variable Unit-Linked (VUL) plan combines the protection of life insurance with the growth potential of market-linked investments — the best of both worlds.
Pru Life UK's investment-linked plans (VUL) allow a portion of your premium to be invested in professionally managed funds — from conservative bond funds to aggressive equity funds. Over time, your investment component can grow significantly, helping you build wealth for retirement, education, or major life goals.
Dual Purpose
Life insurance protection plus investment growth in a single, convenient plan.
Fund Flexibility
Choose from multiple fund options — equity, balanced, bond, or money market — based on your risk appetite.
Partial Withdrawals
Access a portion of your fund value for emergencies or major expenses after the lock-in period.
Long-Term Wealth Building
Ideal for retirement planning, children's education fund, or building a financial legacy.
Ideal For
Young professionals and families who want to build long-term wealth while maintaining life insurance protection — all in one plan.
Common Questions About Pru Life UK Plans
Not sure which plan is right for you?
That's exactly what a free consultation is for. Let's talk about your goals, your family, and your budget — and find the perfect plan together.